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Christina J. Grigorian

Washington, DC Office

Christina J. Grigorian works with clients in all matters related to banks, bank holding companies, and state-licensed consumer and commercial lenders. She counsels the firm's financial institution clients concerning structural and operational issues, including legislative developments impacting such operations, and has worked with companies and individuals in the establishment of de novo entities, such as national banks, federal savings banks and state-chartered institutions, as well as state-licensed lenders. Christina guides clients with respect to state licensing regulations and applications. She is experienced in credit card and electronic payment networks, network processing and network participation agreements, and innovative uses of electronic funds transfers in areas such as state-funded childcare provider reimbursements. Christina also advises numerous clients in the area of credit card operations, including private-label card agreements and consumer documentation, and has extensive experience with issues related to Internet commerce, addressing Internet lending and sales. In addition, Christina audits third-party consumer and commercial lenders on behalf of capital sources, providing counsel as to the regulatory posture of the target.

Christina counsels clients on issues related to compliance with the USA Patriot Act, the Bank Secrecy Act and the regulations set forth by the US Office of Foreign Assets Control. She has advised clients with respect to regulatory review of financial institutions and has counseled numerous financial entities on compliance issues raised during and after supervisory agency review.

While attending law school, Christina served as the editor in chief of The Business Lawyer, a joint publication of the University of Maryland School of Law and the American Bar Association Section of Business Law. She was also a quarterfinalist in the Morris B. Myerowitz Moot Court Competition in 1996. 

Shown below is a selection of Christina’s engagements.

September 20, 2012
BSA Trends in Payment Systems | CUNA Webinar | Webinar
November 7, 2011
Getting Best Case Outcomes out of Worst Case Scenarios | Payday Loan Bar Association Annual Meeting | Palm Beach, Florida
October 10, 2011
Current Legal Issues in Online Lending | Online Lenders Alliance Annual Meeting | Denver, Colorado
June 6, 2011
Dodd-Frank and Consumer Finance | Republican Attorneys General Summer Meeting | Jackson Hole, Wyoming
May 13, 2011
The Lawyers Speak: What Online Lenders Need to Know | Online Lenders Alliance Spring 2011 Meeting | Washington, DC
March 3, 2011
Speaker | Pick a Card, Any Card: Regulatory Environment for Prepaid Cards | The Mechanics of the Consumer Financial Protection Bureau | Community Financial Services Association Annual Conference | Hollywood, Florida
March 2, 2011
Recent Developments in Consumer Law | Community Financial Services Association Annual Conference | Hollywood, Florida
Christina J. Grigorian


  • JD, University of Maryland Francis King Carey School of Law, with honors
  • MA, The George Washington University, with honors
  • BA, The George Washington University

Bar Admissions

  • Maryland
  • District of Columbia


  • American Bar Association
  • Bar Association of the District of Columbia
  • Maryland Bar Association
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