Christina Grigorian

Christina J. Grigorian counsels clients in all matters related to banks, bank holding companies, and state and foreign-licensed consumer and commercial lenders. Ms. Grigorian provides advice to the firm’s financial institution clients concerning structural and operational issues, including legislative developments impacting such operations, and has worked with companies and individuals in the establishment of de novo entities, including national banks, federal savings banks and state-chartered institutions, as well as state-licensed lenders. She has also counseled clients with respect to state and foreign licensing regulations and applications. In addition, Ms. Grigorian has extensive experience in electronic payment networks, network processing and network participation agreements, and innovative uses of electronic funds transfers in areas such as state-funded childcare provider reimbursements. She also counsels numerous clients in the area of credit card operations, including private label card agreements and consumer documentation. Ms. Grigorian also has extensive experience with issues related to Internet commerce, including Internet lending and Internet sales.

Ms. Grigorian also counsels clients on issues related to compliance with the USA Patriot Act, the Bank Secrecy Act and the regulations set forth by the US Office of Foreign Assets Control. She has advised clients with respect to regulatory review of financial institutions for compliance with such regulations and has counseled numerous financial entities with respect to compliance issues raised during and after supervisory agency review. In addition, Ms. Grigorian has advised investors in transactions involving Native American tribes.

Speeches and Presentations

• Presenter, "Trends & Developments in Payment Systems – BSA Implications" and "PrePaid Cards: Challenges & Opportunities," CUNA Bank Secrecy Act Conference, Dallas (December 2–5, 2012)
• Presenter, "BSA Trends in Payment Systems," CUNA Webinar (September 20, 2012)
• Co-Presenter, "Compliance School: What Every Lender and Lead Provider Needs When the CFPB Calls" and "Current Major Issues in the Small Loan Arena: Regulation, Litigation and Beyond," Community Financial Services Association Annual Conference, Bahamas (March 7, 2012)
• Panelist, "Getting Best Case Outcomes out of Worst Case Scenarios," Payday Loan Bar Association Annual Meeting, Palm Beach, Florida (November 7, 2011)
• Presenter, "Current Legal Issues in Online Lending," Online Lenders Alliance Annual Meeting, Denver (October 10, 2011)
• Presenter, "Dodd-Frank and Consumer Finance," Republican Attorneys General Summer Meeting, Jackson Hole, Wyoming (June 6, 2011)
• Presenter, "The Lawyers Speak: What Online Lenders Need to Know," Online Lenders Alliance Spring 2011 Meeting, Washington, D.C. (May 13, 2011)
• Co-Presenter, “Current Regulatory Issues in Consumer Finance: What Capital Sources Need to Know,” Katten Muchin Rosenman LLP Seminar, New York (April 28, 2011)
• Presenter, “Recent Developments in Consumer Law,” Community Financial Services Association Annual Conference, Hollywood, Florida (March 2–4, 2011)
• Co-Presenter, “Pick a Card, Any Card: Regulatory Environment for Prepaid Cards,” Community Financial Services Association Annual Conference, Hollywood, Florida (March 2–4, 2011)
• Co-Presenter, “Current Major Issues in Consumer Finance,” Katten Muchin Rosenman LLP Seminar, Chicago (September 15, 2010)
• Co-Presenter, “Impact of the Dodd-Frank Bill on Consumer Lenders,” Katten Muchin Rosenman LLP Webinar (July 27, 2010)

Education and Bar Admissions

Ms. Grigorian earned her BA and MA, with honors, from The George Washington University. She received her JD, with honors, from the University of Maryland School of Law, where she served as the editor in chief of The Business Lawyer, a joint publication of the University of Maryland School of Law and the American Bar Association Section of Business Law. In addition, she was a quarterfinalist in the Morris B. Myerowitz Moot Court Competition in 1996. Ms. Grigorian is admitted to practice in the District of Columbia and in Maryland.