Christina J. Grigorian works with clients in all matters related to banks, bank holding companies, and state and foreign-licensed consumer and commercial lenders. She counsels the firm’s financial institution clients concerning structural and operational issues, including legislative developments impacting such operations, and has worked with companies and individuals in the establishment of de novo entities, such as national banks, federal savings banks and state-chartered institutions, as well as state-licensed lenders. Christina guides clients with respect to state and foreign licensing regulations and applications. She is experienced in electronic payment networks, network processing and network participation agreements, and innovative uses of electronic funds transfers in areas such as state-funded childcare provider reimbursements. Christina also advises numerous clients in the area of credit card operations, including private label card agreements and consumer documentation, and has extensive experience with issues related to Internet commerce, addressing Internet lending and sales.
Christina counsels clients on issues related to compliance with the USA Patriot Act, the Bank Secrecy Act and the regulations set forth by the US Office of Foreign Assets Control. She has advised clients with respect to regulatory review of financial institutions and has counseled numerous financial entities on compliance issues raised during and after supervisory agency review. She has additionally advised investors in transactions involving Native American tribes.
While attending law school, Christina served as the editor in chief of The Business Lawyer, a joint publication of the University of Maryland School of Law and the American Bar Association Section of Business Law. She was also a quarterfinalist in the Morris B. Myerowitz Moot Court Competition in 1996.